Best Loan Programs for First-Time Buyers in Oregon
First-time buyers in Oregon's southern Willamette Valley have access to at least six loan programs, Oregon Bond, OHCS Flex Lending, USDA, FHA, Conventional 97, and VA, that can be stacked to reduce or even eliminate upfront costs. The southern Willamette Valley, home to Eugene, Springfield, Albany,
How Much House Can You Afford in Eugene, OR?
Most buyers in Eugene can realistically afford homes in the mid-$300,000s to low-$400,000s, and in some cases less, depending on income, debt, and down payment. That gap matters, because Lane County's median sale price came in at $466,000 in July 2026. But the same July data also showed a rare affor
Eugene, OR First-Time Home Buyer Guide
Buying your first home in Eugene is realistic right now, even with prices sitting above pre-pandemic levels. The southern Willamette Valley's housing market has settled into something far more workable than the frenzy years: local MLS data for the three months ending June 2026 shows Eugene's median
Categories
Recent Posts